Managing Your Loans

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Managing Your Loans
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It is important for you to manage your student loans. How well you manage your loans will be reflected on your credit history and will affect your future loan applications. To manage your loans successfully it is important that you know about financial planning, your privileges, and loan consolidation. We placed all of this information together for you on this page, so use it and bookmark it! (Please note: the links for the following sections are at listed below.)

Financial Planning

Financial planning is the key to successfully managing your loans. Learn how to take control of your finances and how to live debt free.

Loan Consolidation

Staying up late worried about all your loans? Why not have them combined into one loan? It's easy!

There are some great benefits too. After consolidating you only need to write out
one check and you could possibly lower your monthly payment. Depending on your loans, you could also lower your interest rate which saves you money.

Borrower Privileges

Many student loan borrowers fail to take advantage of their privileges. If they applied for these privileges it could have made life easier when it was tough to make payments on their loans. We strongly encourage you to thoroughly explore this section. There is information for all federal student loan borrowers, just follow the appropriate links. If you have any questions regarding this information, please call your lender(s).

FINANCIAL PLANNING

Articles, Books, Links

CONSOLIDATION

Direct Loan

Sallie Mae

PRIVILEGES

Deferment
and
Cancellation